The Effect of Subjective Norms and Riba Knowledge Interest in using Conventional E-Money

Abstract

This study aims to determine the effect of subjective norms and knowledge of usury on interest in using e-money in students at Sultan Ageng Tirtayasa University. The sampling technique in this research is purposive sampling, this technique is used because not all students can be sampled. The sample in this study amounted to 73 respondents. The data collection method used a Likert scale. The analytical techniques used are validity and reliability tests, normality tests, multicollinearity tests, heteroscedasticity tests, multiple regression analysis, hypothesis testing (t test and f test), and the coefficient test of determination R2. By using IBM SPSS statistical software 23. It was found that subjective norms partially affect the interest in using e-money.